How We Work | Parzych Financial Planning

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A Retirement Planning Process Built Around You

Your goals are personal. Your retirement plan should be too.

We take the time to understand where you are, what matters most, and the decisions ahead. From there, we help organize the moving pieces and guide each step of the planning process.

Start a Conversation

Open Communication. Clear Expectations. Shared Decisions.

We follow a four-step process to understand where you are, evaluate your options, and guide the decisions ahead.

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Understand

Your goals, priorities, and financial picture

Analyze

Your current plan, potential risks, and options.

Recommend

Strategies, options, and next steps.

Implement

The plan, monitor, and update.

Choose the Right Relationship

Wealth
Management

Asset-based fee

For clients who want ongoing guidance and investment management.

✓ Comprehensive financial planning
✓ Investment management
✓ Tax planning coordination

✓ Estate and legacy planning
✓ Proactive guidance and oversight

Fee is based on a percentage of assets under management.

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Consultative
Planning

Flat fee or retainer

For clients who want ongoing guidance without investment management.

✓ Comprehensive financial planning
✓ Investment strategy guidance
✓ Client-managed portfolios
✓ Tax and Estate coordination
✓ Plan updates and decision support

Annual fee is based on the scope of ongoing planning support.

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Project-Based
Planning

Custom Quote

For clients seeking help with a specific financial questions, decision, or plan.

✓ Retirement income decisions
✓ Investment and portfolio review
✓ Tax planning considerations
✓ Estate and legacy questions
✓ Focused planning projects

Fee is based on the specific planning project.

Different situations call for different levels of support. Whether you need focused advice, ongoing investment management, or continued planning guidance, the relationship can be structured around what fits your needs.

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A Clear First Step

We begin with a conversation and preliminary review of your situation. You’ll leave with a better understanding of your planning needs, potential next steps, and whether our approach is a good fit.

Schedule a Call

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SERVICE AND SUPPORT

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Service Should Feel Personal

Client service is our priority, not an afterthought.

When questions, service needs, or unexpected issues arise, you should know who to call. You should feel confident that person understands your situation and is committed to helping resolve the issue.